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The Bank of Canada has recently announced a reduction in its benchmark interest rate, as discussed in this CBC article. While the exact figure isn’t essential for everyday decisions, the cut signals that borrowing costs are now lower than they were just a few weeks ago. Below is a straightforward explanation of how this change […]

If you’re a homeowner in Canada feeling the strain of multiple debts, a debt consolidation mortgage might be on your radar. This strategy allows you to combine various debts – from credit cards to personal loans – into a single, new mortgage, often at a lower interest rate. While this can provide much-needed relief and